Payment Processing

Pricing that grows with you

Simple, transparent pricing

Select Your Preferred POS System or Payment Device

Basic
Start processing payments at no monthly cost.

0/month

    Card rates starting at

  • 2.5% + 15¢ Standard
    + 0.4% for premium cards
    + 1% for manually entered or unqualified cards
  • Standout features

  • No-hardware Required
    Dashboard and mobile app
  • Recurring Payment
    Scheduled payment system
  • Real-time Sales Tracking
    Realtime sales analytics
Most Popular
Standard
Most popular plan for small businesses.

39.99/month

    Card rates starting at

  • 2.4% + 13¢ Standard
    + 0.4% for premium cards
    + 1% for manually entered or unqualified cards
  • Standout features

  • Basic Features & Mobile Support
    Supports Apple Pay & Google Pay
  • Items and Category Management
    Manage items and categories
  • Customer Management
    Manage customer data
  • Bank Funding
    Next-day funding for quick access
Enterprise
Tailored solutions for large-scale operations. Available on a 1- or 3-year term.

395.95/month

    Card rates starting at

  • Competitive rates
    For high-volume merchants
  • Standout features

  • Standard Features & Integrations+
    Advanced integrations including AliPay
  • International World Pay
    Accept payments in multiple currencies globally
  • Hosted Payment Page
    Secure page for fast, instant transactions
  • Account Manager
    Dedicated support

Full list of features & rates

FeatureBasicStandardEnterprise
Mobile App & Online Dashboard
Online & Dashboard
Real-time sales tracking
Detailed sales reports
Payments
Mobile wallets (Apple Pay, Google Pay)
Cash
AliPay
International World Pay
Sales Tax Management
Tax Calculation
Bank Funding
Next day Funding
Inventory Management
Items & category Management
Just for Enterprise
Account Manager
Hardware updates
Private Banking Loans
Custom Integrations
Card Processing Rates
Standard Rate

Applies to everyday consumer cards.

2.5% + 15¢2.4% + 13¢Custom
Premium Rate

Applies to rewards, business, and other premium credit cards.

2.9% + 15¢2.8% + 13¢Custom
Online / Keyed / Swipe-Unqualified

For card-not-present (online) or manually keyed transactions, as well as any swiped cards that don't qualify for standard or premium rates (e.g., international, gift cards, or unqualified credit cards).

3.5% + 15¢3.4% + 13¢Custom
Know Your Cost per Action – No Hidden Fees, Just Clear Pricing
ACH Batch Fee

A small fee applied each time your ACH transactions are settled in a batch.

$0.35$0.25$0.10
Voice Authorization Fee

Fee for obtaining card authorization over the phone when electronic methods aren’t available.

$1.50$1.35$0.90
Address Verification Fee (AVS)

Validates the cardholder’s billing address to help reduce fraud in card-not-present transactions.

$0.50$0.40$0.20
Chargeback Fee

If a dispute is ruled in the cardholder’s favor, the merchant pays a chargeback fee.

$28.50$27.50$25.50
DD Reject

When an ACH or Direct Deposit transaction fails or is returned, the merchant is charged this fee.

$25.00$25.00$25.00
Retrieval Fee

If a customer disputes a charge, the merchant pays a retrieval fee to gather transaction info.

$38.50$37.50$35.50
PCI Compliance
Annual PCI Fee

Required by the Payment Card Industry to ensure the merchant meets card security standards and protects sensitive data.

$119/year$119/year$119/year
Frequently

Asked Questions

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Welcome to Aurumpay - Your Trusted Payment Processing Partner. At Aurumpay, we provide seamless payment processing solutions tailored to meet the needs of businesses of all sizes. Whether you’re running a small startup or managing a large enterprise, our services are designed to help you manage transactions efficiently and securely.

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Connect with us: support@aurumpay.com